Many self-employed individuals in Spain struggle to find accounting software that's both simple and compliant with Spanish tax rules. Quarterly VAT (IVA), personal income tax (IRPF), and correct invoice formatting are non-negotiable. In this guide, we compare top tools for autónomos - renn, Xolo, Cuéntica, Holded, and Quipu - based on price, ease of use, tax features, and real usability.
Why VAT/IRPF compliance matters
Missing IVA or IRPF deadlines can cost hundreds in penalties.
Spain requires:
Quarterly filings for both VAT (Modelo 303) and IRPF (Modelo 130)
Digital compliance: e-invoicing (Facturae) and SII for large taxpayers
And from July 2026, Verifactu compliance will be mandatory for autónomos. This means all invoices must be created through software connected directly with Agencia Tributaria. Platforms that don't meet Verifactu standards won't be allowed for issuing invoices.
Most international platforms don't support Spanish formats or Verifactu. Stick to tools built for the Spanish market.
Quipu is a Spanish platform designed for freelancers and small businesses:
Verifactu-compatible invoicing
Expense management and digital receipts
Access to certified tax advisors
Pricing:
Basic plans from €17/mo to €60/mo, depending on plan
Pros:
Includes human support
Good balance of features for growing businesses
Cons:
Less intuitive than simpler tools
Some features locked behind higher tiers
Bottom line
If you're self-employed in Spain and want something simple, renn is the easiest starting point - Verifactu-ready, intuitive, and free for up to 25 invoices.
If you need more features, advisor support, or inventory/project management, Xolo, Cuéntica, Holded, and Quipu all offer more flexibility.
